New York Chapter 7 and Chapter 13 Bankruptcy Attorneys
Murphy & Lambiase is dedicated to helping people through difficult legal and financial challenges. If you need to speak with an attorney about personal bankruptcy or debt relief services, we can help.
We help people file for Chapter 7 and Chapter 13 bankruptcy. Our goal is to help people who need a second chance and a new financial beginning. Our firm has offices in New York City, Goshen (in the heart of Orange County) and the Albany/Capital District. We are pleased to represent clients throughout the New York Hudson River Valley. To learn more about our bankruptcy services, call us toll-free at 1-800-914-LAWS or contact us online.
A New Financial Beginning
Many people think of bankruptcy as a negative thing – they may see bankruptcy as a financial dead end. In reality, a Chapter 7 or Chapter 13 bankruptcy can be a fresh start and a new financial beginning for people dealing with unmanageable debt.
A Chapter 7 bankruptcy is essentially a debt liquidation bankruptcy that can provide tremendous financial relief to people who qualify. Although Chapter 7 bankruptcy is not right for everyone, it may be able to help you to:
- Stop creditor harassment
- Stop a wage garnishment
- Stop a car repossession or asset seizure
- Reduce or eliminate credit card debts
- Reduce or eliminate medical debts
- Reduce or eliminate other unsecured debts
A Chapter 13 bankruptcy is also known as a personal adjustment of debt. The goal in a Chapter 13 bankruptcy is to achieve a more gradual and reasonable payment of debts over a set period of time. In some cases, a Chapter 13 bankruptcy will allow people to reduce their debts by cutting interest rates and only making one monthly payment. Chapter 13 bankruptcies are often used by people who have assets they want to protect but simply cannot maintain their current payment structures. An important benefit of filing for Chapter 13 bankruptcy is that you may be able to prevent foreclosure of your home.
Contact Murphy & Lambiase Today
If you are in need of financial assistance and are considering filing for Chapter 13 or Chapter 7 bankruptcy following a medical emergency, divorce or unexpected large debt, consider the caring bankruptcy lawyers at Murphy & Lambiase. Call us at 845-291-7100, toll-free at 1-800-914-LAWS or contact us online.
